Small Business Financing

Loans as unique as the businesses they serve.

Since 1987, JEDCO has served businesses of all sizes through our flexible financing solutions. From startup to third-generation and every stage in between, JEDCO has a loan to fit your needs.

About Our Loans

A little loan goes a long way.

If you are looking to purchase, expand, or start your business, then you’re in the right place. Designed for businesses that are unable to obtain traditional bank financing, JEDCO’s loans are flexible, accessible, and built to boost businesses of all sizes.

SBA 504

Below-market fixed rates for refinance, purchase, or construction of commercial real estate.

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A loan program dedicated to Jefferson Parish-based businesses most often used to fund startups or working capital.

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SEA Fund

A loan program designed to support the specific needs of the commercial fishing industry with repayment terms that make sense for seasonality.

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Success Stories

Meet Our Borrowers

"We renovated 95% of the building. The only thing that stayed original was the shingles. Without the loan from JEDCO, we would not have been able to do that."
Hieu Doan
BOIL Seafood House
"It was difficult as a startup to get financing. I wanted to bring more coffee and I needed more money to do that. JEDCO saved my business life and I was able to expand due to JEDCO’s help."
Francisco Guiterrez
Agua Fresca Coffee
"I wanted to start a business in a community that I feel like was under-served and under-appreciated to a certain extent in order to show young girls that we rock, we can do any and all things. Getting the loan meant everything. What it did was it uncovered and revealed a deeper passion than I ever knew existed within myself."
Jahida Lewis-Crawford
The Law Office of Lewis-Crawford
"From the get-go, when I called and met with JEDCO, it was just so easy. Nothing but wonderful and great help. The loan paid for the fermentation tanks, the equipment and the buildout of the space. There’s no way I could have done this without JEDCO."
Colleen Keogh
Kingfish Cider

Today's Rates*

SBA 504 Loan Rates*

*Current Effective Rates

With down payments as low as 10%, the SBA 504 offers diverse lending options STATEWIDE.


25 Year Rate


20 Year Rate


10 Year Rate

Finance Mission Statement

The JEDCO Finance Team’s mission is to promote economic development by providing financing to small businesses where it would otherwise not be available. This passionate, dynamic, action-oriented team strives to create an environment of inclusivity and a lasting impact on the lives of small business owners, their families, and the community in which they serve.


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Of the loans approved by JEDCO in 2020:

34% are woman-owned, controlled and operated businesses

38% are minority owned, controlled and operated businesses

22% are true start-up companies

Jefferson Parish Pulse

JEDCO Podcast

JEDCO works behind the scenes to create opportunities for business growth, innovation, and resilience. Hear how JEDCO sets businesses up for success on the Jefferson Parish Pulse podcast.


Listen here »

Contact Us

We look forward to
making your business
our next success!

Reach us at or 504.875.3908